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The Letter Home

A weekly letter about money. Honest, practical guidance for people who are building toward a better life.

Past Letters 👇

The money you’re handing back to the government 💰

Apr 30, 2026

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4 min read

The money you’re handing back to the government 💰

Why most self-employed people overpay on taxes (and the deductions they’re missing)

Darren McLellan
Darren McLellan
The reason you bought that thing you didn't need 🛒

Apr 22, 2026

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2 min read

The reason you bought that thing you didn't need 🛒

What's actually driving your spending decisions (and it's not what you think)...

Darren McLellan
Darren McLellan
The person you think you are is costing you money 🧠

Apr 16, 2026

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4 min read

The person you think you are is costing you money 🧠

How your identity quietly shapes every financial decision you make...

Darren McLellan
Darren McLellan
The spending habit that keeps six-figure earners broke 💸

Apr 2, 2026

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6 min read

The spending habit that keeps six-figure earners broke 💸

Why people who make great money still run out of it every month...

Darren McLellan
Darren McLellan
You don't need a white picket fence to build wealth 🏡

Mar 18, 2026

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6 min read

You don't need a white picket fence to build wealth 🏡

A shift in thinking that may open the doors to homeownership...

Darren McLellan
Darren McLellan
Why smart people lose money 💸

Mar 12, 2026

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6 min read

Why smart people lose money 💸

If you can't explain it, you probably shouldn't own it...

Darren McLellan
Darren McLellan
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The best time to start was years ago. The second best time is now.

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