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The Letter Home

A weekly letter about money. Honest, practical guidance for people who are building toward a better life.

Past Letters 👇

How a $70k earner beat a $100k earner by $373,000 💰

Jul 23, 2026

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3 min read

How a $70k earner beat a $100k earner by $373,000 💰

How someone earning less can end up with three times more...

Darren McLellan
Darren McLellan
What to do when the bank says no 🏦

Jul 16, 2026

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3 min read

What to do when the bank says no 🏦

Why a rejection isn’t a verdict on the deal (and where experienced investors go next)

Darren McLellan
Darren McLellan
The $10,000 deduction hiding in your house 🏠

Jul 9, 2026

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3 min read

The $10,000 deduction hiding in your house 🏠

Why self-employed people skip the home office write-off (and what it costs them)

Darren McLellan
Darren McLellan
The five mistakes that cost investors most 📉

Jul 2, 2026

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3 min read

The five mistakes that cost investors most 📉

Why the market is rarely what stands between you and good returns

Darren McLellan
Darren McLellan
The investment with no ceiling 📈

Jun 25, 2026

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3 min read

The investment with no ceiling 📈

Why the wealthiest people pour their hours into the one asset most of us ignore

Darren McLellan
Darren McLellan
Your freedom number 🎯

Jun 11, 2026

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3 min read

Your freedom number 🎯

The dollar figure that turns 'someday' into a plan...

Darren McLellan
Darren McLellan
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The best time to start was years ago. The second best time is now.

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